Website Terms and Conditions

These terms are governed by English law. Any contract for the purchase of goods from this site and any dispute or claim arising out of or in connection with any such contract will be governed by English law. You and we both agree that the courts of England and Wales will have non-exclusive jurisdiction. However, if you are a resident in Northern Ireland you may also bring proceedings in Northern Ireland, and if you are a resident in Scotland you may also bring proceedings in Scotland.

These terms are for general use of the website. For Accountant or Affiliate Terms, please see their respective pages.

1. Who Are We?

TaxPenny is a site operated by Rayan Arman trading as 'Ray Arman' ( By using TaxPenny you fully accept the terms and conditions provided here and have fully understood the disclaimer provided at the footer. If you do not agree with any aspect of these notices, please immediately stop using the website.

2. Services Provided

We provide a service to connect accountants across the UK with individuals and businesses searching for accountant services. Potential clients are invited to complete our quotation form, details from which are then anonymised and distributed across our accountant network to return quotations for price and time. Potential clients are then invited to accept quotes and the associated accountant is then invited to contact the potential client. TaxPenny charges the accountant a fee for providing the lead.

3. Website Updates

We reserve the right to make updates to either remove, add to, or amend existing information provided without notice. You shall not hold us liable for any of these updates and accept these terms could also be changed as part of updates. If you continue to use the website any changes made will be deemed as accepted.

4. External Website Links

We may link to, or provide details of, third party websites that are not connected to or maintained by us. We do not endorse any website detailed in this manner and cannot be held liable for the content or availability of such websites.

5. Copyright

All copyright, trade marks and all other intellectual property rights in the Website and its content (including without limitation the Website design, text, graphics and all software and source codes connected with the Website) are owned by or licensed to Rayan Arman at 'Ray Arman'.

In accessing the Website you agree that you will access the content solely for your personal, non-commercial use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder. This excludes the downloading, copying and/or printing of pages of the Website for personal, non-commercial home use only.

Disclaimers and Limitations of Liability

TaxPenny is provided on an "AS IS" and "AS AVAILABLE" basis without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.

To the extent permitted by law, Geeky Coders Limited will not be liable for any indirect or consequential loss or damage whatever (including without limitation loss of business, opportunity, data, profits) arising out of or in connection with the use of the Website.

Rayan Arman at 'Ray Arman' makes no warranty that the functionality of the Website will be uninterrupted or error free, that defects will be corrected or that the Website or the server that makes it available are free of viruses or anything else which may be harmful or destructive.

Nothing in these Terms and Conditions shall be construed so as to exclude or limit the liability of 'Ray Arman' for death or personal injury as a result of the negligence of 'Ray Arman' or that of its employees or agents.


You agree to indemnify and hold 'Ray Arman' and its employees and agents harmless from and against all liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against 'Ray Arman' arising out of any breach by you of these Terms and Conditions or other liabilities arising out of your use of this Website.


We make reasonable precautions to keep information disclosed to us secure. Unfortunately, we cannot guarantee the security of the information that you disclose to us due to the inherent risks of providing data and dealing online. You will not hold us responsible for any breach of security unless this is due to our negligence or intentional failure.


If any of these Terms and Conditions should be determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction then such Term or Condition shall be severed and the remaining Terms and Conditions shall survive and remain in full force and effect and continue to be binding and enforceable.

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We are a lead generation facility for accountants located across the UK. We provide our visitors with the ability to search for accountants directly or provide details of the work they require and seek out accountants looking for clients with similar circumstances. Users of this website are assured that their personal details are not distributed to more than one accountant and that accountant is then allowed to contact the user to discuss the service the accountant can provide. All data transmission on this website and administration facility is carried out under full 256-bit SSL encryption.

Please read our full disclaimer.